No, A broad form insurance policy is not full coverage and will not normally cover any damages to the vehicle you are driving.

Both Uninsured Motorist (UM) and Personal Injury Protection (PIP) coverages can be added to your broadform policy and are highly recommended.

If you have Uninsured Motorist Property Damage and someone hits you who does not have insurance, then your car would be covered as if the other guy did have insurance.

More Info: Broad Form Insurance

Article Source: Mid-Columbia Insurance Agency